OBSERVATION

The ‘I deserve it.’ mentality, so pernicious to staying within budget, is just a special case of entitlement mentality, so perhaps the key is to shed the entitlement mentality. That is, it is sometimes easier to deal with a less-visible superset of the highly-visible set, when the boundary of the superset is more easily defined.

keywords:

[self-discipline]

[finances]

[money]